Rapid Benefit Finance FINANCIAL PARTNERS LLC - CLIENT AGREEMENT
1. Agreement Overview
This Client Agreement ("Agreement") governs the relationship between Rapid Benefit Finance Financial Partners LLC ("Rapid Benefit Finance," "we," "us," or "our") and the client ("you" or "Client"). By engaging our services, you acknowledge reading, understanding, and agreeing to these terms.
2. Services Provided
Rapid Benefit Finance provides financial advisory, investment management, financial planning, and related services as detailed in our Form ADV Part 2A. Specific services are outlined in your individual investment advisory agreement. We act as a fiduciary, putting your interests first in all advisory activities.
3. Client Responsibilities
You agree to: (a) provide accurate and complete information about your financial situation, objectives, and risk tolerance; (b) promptly notify us of material changes to your financial circumstances; (c) review all account statements and reports; (d) maintain adequate insurance coverage; and (e) inform us of any legal, tax, or investment advice you receive from other professionals.
4. Investment Risk Disclosure
All investments involve risk, including potential loss of principal. Past performance does not guarantee future results. Market conditions, interest rates, political developments, and economic factors may cause investment values to fluctuate. Alternative investments may involve additional risks including illiquidity, leverage, and complex tax structures. Digital assets involve extreme volatility and regulatory uncertainty.
5. Fees and Compensation
Our fee schedule is detailed in your advisory agreement. Fees may be based on assets under management, hourly rates, fixed project fees, or a combination thereof. All fees are disclosed in advance and deducted from your account or billed directly. We do not receive commissions from third parties for investment products we recommend.
6. Account Custody
Client assets are held with qualified custodians (e.g., Fidelity, Charles Schwab, Pershing). Rapid Benefit Finance does not take physical possession of client funds or securities. We have limited power of attorney to trade securities in managed accounts but cannot withdraw funds except for authorized fees.
7. Confidentiality
We maintain strict confidentiality of your personal and financial information as outlined in our Privacy Policy. Exceptions include: (a) disclosure required by law; (b) disclosure to our attorneys, accountants, or auditors; (c) disclosure necessary to provide our services; or (d) disclosure you authorize in writing.
8. Termination
Either party may terminate this Agreement with 30 days written notice. Upon termination, we will complete transactions already initiated, deliver all client property, and provide final accounting. Fees will be prorated to the termination date. Certain provisions (confidentiality, arbitration, etc.) survive termination.
9. Arbitration Agreement
Any controversy arising out of this Agreement shall be settled by arbitration before the American Arbitration Association in USA. Judgment on the arbitration award may be entered in any court having jurisdiction. You understand you are waiving the right to a jury trial.
10. Governing Law
This Agreement shall be governed by USA law without regard to conflict of law principles. The exclusive venue for any legal proceedings shall in USA.
11. Entire Agreement
This Agreement, along with your investment advisory agreement and Form ADV Part 2A, constitutes the entire understanding between parties and supersedes all prior agreements, whether written or oral.
12. Amendments
We may amend these terms with 30 days written notice. Continued use of our services after amendments constitutes acceptance. Material changes to our advisory agreement require your written consent.
Last Updated: 2026
